Consumer Financing


Offering consumer and business product financing/leasing is proven to provide businesses with a world of benefits. Your business model no longer has to hinge on a tiny subset of clients who have instant cash to purchase your product.  We have financing/leasing limits available up to $100,000 for businesses and up to $25,000 for consumers.


With consumer financing/leasing, you can:

  • Provide affordable financing options to a wide array of clients for your products
  • Increase foot traffic and repeat business
  • Build brand awareness surrounding finance promotions
  • Generate customer loyalty
  • Boost sales in a shorter time period


With commercial financing/leasing, you can:

  • Finance or lease almost any business product up to 5 years with affordable monthly payments
  • Finance/lease products or equipment up to $100,000
  • Receive approvals up to $10,000 in seconds; up to $50,000 in 4 hours or less and up to $100,000 within 1-2 days.


Direct Benefit to the Customer


  • Fast and simple application process
  • On-the-spot credit decisions
  • Consistent credit approvals starting at 500 FICO score
  • Ability to make repeat purchases at your location
  • Easy-to-use online account management and bill payment options
  • Convenient monthly payments
  • Opportunity to pay for their merchandise over time
  • Stable, reliable financial services

Direct Benefit to the Business

  • On-the-spot credit decisions for $10,000 and below financing/leasing amounts.
  • Fast deposit of funds (from 1-3 days)
  • Prompt U.S. Business Lending program support for your inquiries
  • Quick program implementation
  • Advertising support
  • Relationship support for your program
  • Rapid, secure transaction processing methods
  • Simple, electronic application process with customized portal


Contact Us  and let us show you why U.S. Business Lending is an excellent choice for your consumer financing program.