About Us


At U.S. Business Lending we care about your business, not your credit score. U.S. Business Lending underwrites a large volume of loans to businesses just like yours daily, and most of them are completed in minutes, not days. If you have excellent credit, we can give you excellent rates. If you have severely damaged credit, no worries, we can still work with you to help you get what you need. At U.S. Business Lending we’ve got you covered no matter what your credit score is or what type of business you operate. At U.S. Business Lending, we put our customers first. It’s not all about money with our company, we are here to help your business succeed, because your business growth is our success!

red-divide-shortAs an aggressive company, we can provide capital and funding programs for business owners with bad credit history, newer businesses and those businesses that perform well but can’t show it with financial statements. With our common sense evaluation process, we approve most applications that meet some basic criteria and are able to secure significantly more capital for our clients many others in the industry. It only takes a few minutes to get started.


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*Disclaimer: pre-approval means you meet the basic criteria for a business loan or merchant cash advance with U.S. Business Lending. The answers to your questions with the pre-approval process must be verified by the documents we request such as bank statements, merchant statements and verbal verifications, etc for the actual approval to be issued a long with the terms of the loan. Funding time including the same day is for certain programs only and is dependent on the merchant cooperating and sending the proper documents in to U.S. Business Lending to close the loan. In most cases the merchant will be responsible for how fast the business loan closes and how fast their business checking account is funded. U.S. Business Lending reserves the right to change or modify their pre-approval criteria or business loan or cash advance criteria at any time along with any other data or information listed on this site and some exceptions could be possible. Ask a rep for complete program details and see terms and conditions for more information.